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Business fundingCash when you need it. Repayments that flex with you.
Merchant cash advances for businesses that take card payments — fast, unsecured, and repaid as a share of your card takings.
Funding that moves at your speed.
Cash flow is everything — whether it's paying staff, suppliers or HMRC, or funding growth through training, marketing or new premises.
A merchant cash advance is funding agreed against your future card takings. Repayments go up and down with your income — so in a quiet month, you pay less. When the bank can't, won't or is just too slow, we can usually help.
"After a couple of calls and two days later, my client had the £10,000 they needed to grow their business."
— Clare, bookkeeping company owner
Simple from start to finish
Speak to your Associate
Have a rough idea of your monthly card takings and how long you've been trading. That's it.
Have a cup of tea
We do the hard work, matching what you need with what our trusted providers can offer.
Choose your option
We present your options side by side. Pick the one that suits — funds can land within days.
The advantages
Super quick
With everything in place, funding can arrive within days.
Flexible
Repayments are linked to your takings, so they never leave you short.
Unsecured
No security over your home or assets, and no lengthy business plan.
Full support
UK Business Buddy is your dedicated contact the whole way through.
Simple application
We do the legwork for you — and see a high approval rate.
No hidden costs
You'll see the full cost in black and white before you agree to anything.
UK Business Buddy is not a broker and does not provide financial advice. We act solely as a sourcing service, introducing you to providers of merchant cash advances. Funding is subject to status and the provider's terms.
Convinced we'll make you smile?
Send us your latest card statement. We'll show you exactly what you could save — free, no obligation.